Created by AARP, this course provides information to help seniors drive violation and crash free as they age. This is a classroom course, there is no driving or other testing involved. Minnesota State Law requires all insurance companies to provide a 10% auto premium reduction for persons 55 and over that successfully complete this course. To qualify for the discount, you must take an 8-hour course. To maintain the discount, MN allows the 4-hour Refresher class once every 3 years. If you have not taken an 8-hour course, or it has been longer than 3 years since you have taken either course, this is the class for you. Contact your insurance agent if you are unsure of the course you need.